Most Affordable Online Master’s in AI

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Last updated: August 7, 2026

Rise of the Affordable AI Master’s

You don’t need an Ivy League budget to earn a respected master’s degree in artificial intelligence. As AI reshapes the job market, top-tier universities are launching online master’s programs in AI that deliver real-world value at a fraction of the cost.

We analyzed these programs to identify today’s best affordable online master’s degrees in AI. All of these programs are regionally accredited, can be attended 100% online, offer industry-relevant AI training, and have a total program cost under $20,000.

Most Affordable Online AI Master’s Programs in 2026
Cost University Program
$9,350 Georgia Tech OMSCS (ML Specialization)
$9,900 Eastern University Master of Science in Applied Artificial Intelligence
$10,000 University of Texas at Austin Online M.S. in Artificial Intelligence
$11,005 University of the Cumberlands Master of Science in Artificial Intelligence
$12,425 Amberton University MS in Applied Artificial Intelligence
$12,750 University of West Florida MS in Computer Science (Data Analytics)
$13,490 Kennesaw State University Online Master of Science in AI
$15,675 Troy University MS in Computer Science: AI Concentration
$15,750 University of Colorado Boulder MS-AI on Coursera
$16,510 University of Central Missouri MS in Data Science and AI
$18,402 Dakota State University Master of Science in Artificial Intelligence

Ranking Methodology

To identify the best affordable AI master’s degrees, we gathered and verified curriculum and tuition data from each university’s official sources. Here’s how we evaluated the programs:

Eligibility

Only programs from regionally accredited universities were ranked to maximize academic quality and employer recognition. While some programs feature campus or hybrid options, all of these degrees can be earned 100% online.

Program Scope

We only ranked online master’s degrees with an artificial intelligence focus. These include dedicated master’s of science in AI (MSAI) programs and computer science master’s with defined AI concentrations.

Total Program Cost

Our team calculated total cost using each program’s required credits and cost per credit (or cost per course where applicable). We included additional charges like online or technology fees to give you the most accurate price.

Cost Threshold

To qualify for this list, each program’s total cost had to be under $20,000. Rates are based on current tuition prices for out-of-state students. Note: We update tuition fees and rankings for AI master’s programs twice per year.

Most Affordable Online Master’s in AI

These are the best affordable artificial intelligence master’s degrees you can earn online in 2026. Use these summaries to compare key details like cost, length, and curriculum highlights, and click “Program Details” to explore each university’s official page. Programs are ordered by total cost (lowest to highest).

Georgia Institute of Technology – OMSCS (ML Specialization)

With a total cost of $9,350, Georgia Tech’s Online Master of Science in Computer Science (OMSCS) is the most affordable AI master’s program for 2026. Our estimate is based on the current $236 per credit rate for out-of-state students plus the $455 per-semester fee over five semesters. Fees vary with time to completion; see Georgia Tech’s tuition and fee schedule for more details.

Students can tailor the OMSCS with one of 6 specializations, such as computational perception & robotics, artificial intelligence, or machine learning, all led by the same professors who teach on campus. We especially like the ML specialty for its coverage of in-demand AI fields like supervised, unsupervised, and reinforcement learning, and its alignment with AI engineering roles. More than just a bargain, GT’s OMSCS also placed second in our Best AI Master’s Ranking.

Total Cost: $9,350 (2026-2027)
Cost per Credit: $236 (out-of-state); $227 (in-state)
Fees: $455 per semester student fee
Credits: 30
Format: Online (self-paced)
Duration: 2-4 years (part-time)

Eastern University – Master of Science in Applied Artificial Intelligence

Eastern University’s budget-friendly AI master’s program is all about job-ready skills. Students learn how to design, deploy, and lead AI-driven business and technology solutions. The curriculum covers everything from machine learning models and data engineering to cloud-based AI tools and ethical deployment. You’ll also work with faculty mentors to create a customized capstone project to build a practical tool like a chatbot or an intelligent system tailored to your exact career goals.

In addition to its attractive price tag, Eastern’s LifeFlex delivery model offers incredible flexibility. With 100% self-paced online delivery and compact seven-week sessions, motivated students can complete the program in as few as 10 months.

Looking for an affordable non-technical AI degree? Eastern also offers a Master’s in AI Business Strategy for the same $9,900 fee.

Total Cost: $9,900 (as of Spring 2026)
Cost per Credit: $330 (tuition + fees)
Credits: 30
Format: Online (self-paced)
Duration: 10+ months (2.5 semesters)

University of Texas at Austin – Online M.S. in Artificial Intelligence (MSAI)

With a price tag of $10,000 plus fees, UT Austin’s MSAI is one of the most affordable AI master’s programs from a top-tier public university. The ten-course degree is delivered asynchronously through UT Austin’s Computer & Data Science Online (CDSO) platform and backed by the school’s prestigious Institute for Foundations of Machine Learning (IFML). Beyond the required course in AI Ethics, students can use their 9 electives to learn marketable artificial intelligence domains like deep learning, NLP, computer vision, reinforcement learning, and healthcare AI. UT Austin’s MSAI is also the top-ranked AI degree in Texas.

Total Cost: $10,000 + fees (as of Spring 2026)
Cost per Course: $1000
Courses: 10 (30 credits)
Format: Online (asynchronous, instructor-led)
Duration: 18-36 months (part-time)

University of the Cumberlands – Master of Science in Artificial Intelligence (MSAI)

UC’s online MSAI delivers an accessible and career-ready AI graduate credential for just over $11,000. The curriculum focuses on applying machine learning, NLP, robotics, and neural networks to real-world challenges in hot sectors like finance, agriculture, and healthcare. Students gain hands-on skills in Python programming, deep learning, and data visualization to prepare for roles as data scientists or ML engineers. Course materials are even included in the tuition thanks to the university’s One Price Promise Textbook Program.

Total Cost: $11,005 (Spring 2026)
Cost per Credit: $355 ($315 for active military/veterans)
Credits: 31
Format: Online (instructor-led, flexible pacing)
Duration: Typically 15–20 months (part-time)

Amberton University – MS in Applied Artificial Intelligence

At $325 per credit, Amberton offers one of the nation’s lowest-cost online master’s degrees in AI. Base tuition is just $11,700 for both in-state and out-of-state students, and the university has frozen tuition for the 2026-2027 academic year. Our cost estimate includes mandatory program and technology fees for six sessions plus the $125 graduation evaluation fee.

Amberton’s MS in Applied AI takes a business-oriented approach to the field, making it ideal for professionals seeking to apply and lead AI initiatives within organizations. The curriculum covers AI strategy, business and predictive analytics, ethics, and leadership, with 12 credits of electives in areas like management, information systems, finance, and marketing. Students also build an industry-relevant AI portfolio throughout the program.

Total Cost: $12,425 (2026-2027)
Cost per Credit: $325
Credits: 36
Format: Online
Duration: About 18-24 months (part-time)

University of West Florida – MS in Computer Science (Data Analytics Concentration)

UWF’s MSCS in data analytics blends advanced computing theory with practical coursework in data science and AI. Students explore algorithmic programming, high-performance systems, and data mining alongside AI electives in machine learning and computer vision. Small class sizes, thesis or capstone options, and flexible course loads make it a strong choice for budget-conscious learners seeking entry into the lucrative AI analytics space. UWF staffs a dedicated Military & Veterans Resource Center (MVRC) to help active military, families, and veterans save on tuition.

Total Cost: $12,750 ($11,328 for Florida residents)
Cost per Credit: $425
Credits: 30
Format: Online (asynchronous, instructor-led)
Duration: 24-36 months (part-time)

Kennesaw State University – Online Master of Science in AI (MSAI)

Kennesaw State’s online MSAI curriculum builds expertise in machine learning, deep learning, NLP, computer vision, and AI ethics, with optional capstone or thesis tracks for applied or research-focused students. Students can further customize the graduate program with electives in hot domains like cybersecurity, big data analytics, and artificial intelligence for security and privacy. This AI master’s program is open to all undergraduate majors, not just STEM graduates.

Total Cost: $13,490 (as of 2025-2026)
Cost per Credit: $393
Fees: $340 per semester online learner fee
Credits: 30
Format: Online (instructor-led)
Duration: 12-24 months

Troy University – MS in Computer Science – AI Concentration

Troy’s Computer Science Master’s with the Artificial Intelligence concentration deftly merges computing theory with real-world applications. Students study intelligent systems, machine learning, and reasoning under uncertainty, and wield these skills to design and deploy AI solutions like expert systems and deep learning models. The program offers thesis and non-thesis tracks, and you can attend online, on-campus in Alabama, or a hybrid of both.

Total Cost: $15,675
Cost per Credit: $475
Credits: 33
Format: Online, On-campus, or Hybrid
Duration: Typically 1-2 years

University of Colorado Boulder – MS-AI on Coursera

CU Boulder’s MS in Artificial Intelligence combines the flexibility of Coursera’s modular learning platform with the reputation of a top-tier public research university. The curriculum covers essential math for AI and delves into in-demand artificial intelligence domains like neural networks, deep learning, reinforcement learning, and generative AI. Students gain technical and ethical expertise, exploring bias mitigation, fairness, and accountability while developing production-quality AI solutions. With a sub-$16k price tag, performance-based admission, and pay-as-you-go pricing, it’s one of today’s most flexible and affordable AI master’s programs.

Total Cost: $15,750
Cost per Credit: $525
Credits: 30
Format: Online via Coursera (asynchronous)
Duration: 12-24 months

University of Central Missouri – MS in Data Science and AI (MSDSAI)

UCM’s Master’s in Data Science and Artificial Intelligence delivers a strong blend of AI and analytics training that prepares students to make data-driven decisions across sectors like business, healthcare, and IT. The program integrates machine learning, deep learning, NLP, and big data visualization, with options to focus in either data science or artificial intelligence. Graduates benefit from a strong employment rate (95% hired within 6 months according to UCM) and Fortune 500 recruiting connections like Boeing, IBM, Mastercard, and T-Mobile.

Total Cost: $16,510
Cost per Credit: $498.50
Credits: 30
Format: Online, On-campus, or Hybrid
Duration: About 24 months

Dakota State University – Master of Science in Artificial Intelligence (MSAI)

Dakota State’s online MSAI combines core study in machine learning, neural networks and ethical AI with an applied capstone project to tie it all together. Online students choose from two well-designed specializations: Cybersecurity or Data & Digital Intelligence. We especially like the Cybersecurity major, which builds on DSU’s status as a Center of Academic Excellence in Cyber Defense, Cyber Operations, and Research. This track teaches students how to apply AI and machine learning to detect, analyze, and mitigate cyber attacks – blending two of today’s hottest fields into one affordable master’s credential.

Total Cost: $18,402 (out-of-state)
Cost per Credit: $613.40
Credits: 30
Format: Online or On-campus
Duration: 12-18 months (full-time), 24-36 months (part time)

Choosing the Right Affordable AI Master’s

All of these online AI master’s programs offer a relatively low-cost, credible, and job-ready path into one of today’s fastest-growing fields. When comparing these degrees, look beyond tuition alone; consider factors like specializations (such as cybersecurity or data analytics), industry focuses (like healthcare and finance), business leadership tracks, and employer partnerships that can serve as pipelines to job opportunities.

If you’re new to artificial intelligence, prioritize schools with bridge courses or performance-based admissions, such as Kennesaw State or CU Boulder. If you’re working full-time, asynchronous formats and shorter sessions – like those offered by Eastern University and UT Austin – can make earning your AI master’s degree easier to balance with your schedule.

We’ll continue to update this list as more universities roll out affordable online AI master’s programs through 2026 and beyond.

Daniel Greenspan
Written by Daniel Greenspan
Founder & Editor

Daniel has worked in technology education since 2007. He began at the New York IT training provider, NetCom Learning, where he worked with instructors, tech pros, and employers to learn which credentials actually translate to careers. He founded ITCareerFinder in 2012 to make this knowledge public. He launched AIDegreePrograms.org to bring this same clarity to AI education. More about Daniel.

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